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We want your financial wellness education experience to be unlike any other you've experienced before. That's why we've partnered with Balance Financial Fitness, a not-for-profit dedicated to providing financial education tools and resources free of charge to our members.

Explore the categories below and look for Financial Wellness U throughout our site to gain access to our online toolkits featuring: educational tutorials, videos, and resources that make you a more empowered consumer.


Tip of the Month

Take a Vacation Without Breaking the Bank
 

Everybody likes a vacation, but travel can be expensive. If you’re looking to squeeze one more getaway into your budget, here are some tips for traveling on the cheap and getting the best deals.

Go in the Off-Season
During the hottest summer months, business at popular vacation spots like Arizona and New Mexico tends to slow down dramatically. If you can take the heat, you can score some great deals at premium resorts, golf courses, and other attractions during the off-season. Just remember that the off-season is also when many of these places perform annual maintenance and major construction projects. If, for example, a pool is important to you, make sure the resort you’re visiting won’t be renovating it while you’re there.

Buy a Package
When considering a last-minute getaway, travel packages that combine flights, hotel, and sometimes meals, can be the best deals out there. The key is to be flexible on where and when to go.

Get the App for That
These days, there’s a travel app or website for pretty much everything – including tracking down the lowest priced flights, hotels and travel packages. A few to consider include Kayak, Hipmunk, Momondo, Airfare Watchdog, and Skyscanner. Each has a slightly different focus, so try out several to see which ones work best for your needs. Keep in mind that some of these sites do not carry regional airlines, which often have good deals. And, when you do find a great flight deal, take a look at the airline’s website since some deals are only available when you book direct.

Get Social
Just as some deals are only available when you book direct, some travel operators offer special deals for those who follow them on social media. The best deals go fast, so follow your favorites on Facebook and Twitter, and subscribe to their promotional email lists. Fly from Hubs: If you live in a smaller town, you could save big by driving to your nearest major city where flights are generally cheaper and more plentiful. By the same token, if you live in or are flying to a metropolis like Los Angeles, be sure to look beyond the busier airports like LAX to smaller airports like Burbank, Ontario and Long Beach. They may be slightly less convenient, but many low fare carriers favor these regional airports because their fees tend to be lower.

Capitalize on the Strong Dollar
If you’ve avoided destinations like Japan, which have historically been expensive for Americans to visit, now’s your opportunity to visit and cross them off your bucket list. The strong dollar means exchange rates are favorable, and your money will go farther. If you want to stay closer to home, travel gurus also recommend Canada, since it’s 40% cheaper than it was just a year ago.


Consumer Education |

General consumer awareness resources that help you protect your identity, manage your credit report, or recover from a natural disaster or recent unemployment.

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Deposits and Checking |

Managing these accounts is critical to everyday life. If you've been saving for years - gain the insight to maximize your plan. If you're just starting out, get the tools to help launch a lifetime of financial wellness.

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Loans and Real Estate |

Consumers get loans for some of the most important purchases in their lives. Buying a car, purchasing a home, or going to college. Make sure you're ready by exploring these essential tools and resources.

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Retirement Planning |

You've worked hard your entire life - it's time to enjoy a stress-free retirement. No matter your goals, these educational toolkits will empower you with the tools to enhance your financial quality of life.

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Questions? Ask McClever.