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Make the most of life's opportunities with a personal loan from McGraw-Hill FCU. Whether you're planning a dream vacation, making a major purchase, or managing unexpected expenses, a personal loan is a smart borrowing choice. 

Get Started

Lock in a rate as low as 4.99% APR*
Enjoy serious savings with a fixed-rate that is significantly lower than most credit card interest rates.
 

Pick a term from 12 to 60 months
Whether your purchase is big your small, we have a loan term that fits the bill.
 

 

Rely on fixed monthly payments
You'll enjoy fixed monthly payments that never change.
 

 
Additional Personal Loans and Lines
 
Premier Line of Credit
It’s a convenient and powerful source of funds for major purchases, property taxes, debt consolidation, and ongoing projects.
 
  • Unsecured credit line up to $40,000
  • No annual fees
  • Highly-competitive interest rate
  • No collateral required
Homeowner Courtesy Program
Perfect for homeowners with little or no equity established, who might not qualify for traditional home equity programs. At your request, McGraw-Hill FCU will place a lien against your primary residence and convert your personal loan to a Personal Equity Loan (loan requires a mortgage on your primary residence). Enjoy expanded purchasing power with potential tax benefits (consult tax advisor).
 
Advantage Personal Loan
  • Borrow from $5,000 to $50,000
  • Terms up to 10 years
  • Loan requires a mortgage on your primary residence
Advantage Line of Credit
  • Borrow up to $100,000 (up to 90% of your home’s value)
  • Easy access to your funds via online and mobile banking transfers
Financial Wellness U
  • Learn more about the auto-buying and refinancing process and access the latest in comparison tools to make smart personal loan and line of credit decisions. Get started>>
Apply Now 
Apply online now or contact a Financial Services Consultant at 1-800-226-6428.
 
*APR means Annual Percentage Rate. Rate is based on creditworthiness. Minimum loan amount of $1,000; maximum loan amount of $40,000. Terms available from 12 to 60 months. Rate and monthly payment will vary based on creditworthiness, total loan amount, and loan terms. Loans are available to credit union members in good standing with at least $5 in the savings account. Rates subject to change without notice. Other terms and conditions may apply. The credit union makes loans without regard to race, color, religion, natural origin, sex, handicap, or familial status.

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