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Consolidated Student Loans

A smarter alternative to the hassle - and expense - of paying off multiple lenders.

The credit union has partnered with LendKey - one of the nation’s leaders in student loan financing - to offer you this exceptional refinancing option. Qualified graduates can consolidate their student loans, pay off their debt sooner, and save money with reduced interest expense and lower monthly payments.

It's Easy to Get Started

Apply Online

Get an instant decision. Consolidate as little as $7,500 or as much as $175,000.**
 

Customize Your Loan

Pick a loan term, rate and monthly payment that maximizes your savings.
 

Get Funded

Verify your identity and upload documents to get your loan funded quickly.
 

LendKey professionals are standing by and ready to guide you through the streamlined application process.

 Official Application Site>> | Dedicated Hotline: 1-888-549-9050

Standard Student Loans

Higher education costs continue to rise at an exponential rate. Turn to McGraw-Hill FCU for sensible, flexible financing options that will support your higher education goals. Our private student loan program offers a low-cost solution and our Financial Wellness Team is ready to guide you and simplify your options:

  • Loan payments deferred until six months after you graduate
  • Repayment plans up to 10 years
  • Borrow up to $120,000 for undergraduate studies and up to $160,000 including graduate studies
  • Benefit from our Financial Wellness student loan discount: 1% rate reduction after you’ve repaid 10% of the loan
  • Quick and easy application – 15 minutes or less
  • Use for all education expenses: tuition, room and board, books, technology, past tuition bills


Financial Wellness U

Learn more about student loan options and access the latest in comparison tools to make smart higher-education decisions. Get started>>


Get Started

Apply now online or to speak with a LendKey representative, call 1-888-549-9050.

*APR = Annual Percentage Rate. Rates and terms based on credit worthiness and includes a 0.25% discount for AutoPay – a payment plan that automatically deducts your monthly loan payment from a specified account at your financial institution. APRs of the variable rate loans may increase after consummation, resulting in higher monthly payments. The variable rate loans are based on a publicly available index, the 1-Month LIBOR, as published in the Wall Street Journal. The 1-Month LIBOR is 0.50% as of 08/01/2016. Your rate may change each month and will be calculated by adding the 1-Month LIBOR to a margin assigned to you if approved for the loan. The variable rate loans are subject to a floor rate, as indicated in your loan documents. Upon any cancellation or failed collection attempt of the automatic payment, the AutoPay rate reduction will be removed and the rate will increase by 0.25%; rate reduction will also be suspended during any period of deferment or forbearance. As a result, any rate increase will take the form of higher payments. Rates and terms are subject to change without notice. **Minimum loan amount of $7,500 . Maximum loan amount of $125,000 for undergraduate /$175,000 for graduate student loan debt.

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