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McGraw-Hill FCU has a variety of financing options tailored to your financial needs. Whether you’re looking to buy new or used, lease, or refinance an auto loan from another financial institution, come to us first.


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New and Used Auto Loans

  • Up to 100% financing available - including tax, tags, and extended warranties
  • Enjoy the same low rate for new and used vehicles
  • New auto loan financing up to 84 months
  • Used auto loan financing up to 72 months
  • Motorcycle, RV, and boat financing also available (new and used)

Protect your investment with Guaranteed Asset Protection (GAP)


Auto Leasing

  • Enjoy luxury for less with little to no down payment and low acquisition fees
  • Flexible mileage allowance
  • Fast turnaround - drive away in as little as 48 hours
  • GAP Insurance included - a $500 value
  • Enjoy more of that new car smell with no long-term commitment (36 to 60 month terms)
  • Choose your local dealer or find a dealer from our CU Xpress Lease Network

Learn more about the credit union's leasing program>>


Homeowner Courtesy Program: Auto Equity Loan

Perfect for homeowners with little or no equity established, who might not qualify for traditional home equity programs. At your request, McGraw-Hill FCU will place a lien against your primary residence and convert your auto loan to an Auto Equity Loan (loan requires a mortgage on your primary residence). Enjoy expanded purchasing power with potential tax benefits (consult tax advisor).

  • Your payments could be tax deductible
  • Borrow up to $75,000
  • Terms one to seven years


You now have one, convenient online resource to access the latest in comparison tools to help you make a smart car buying decision. You'll find user-friendly tools to help you find:

  • Vehicle history reports
  • Pricing and comparison tools
  • Payment calculators
  • Dealer locators
  • Rebate and incentive information

Visit GrooveCar today and start taking advantage of this outstanding service today.


Financial Wellness U

  • Discover our auto loan insurance options. Get started>>
  • Learn more about the auto buying and refinancing process and access the latest comparison tools to make smart vehicle-buying decisions. Get started>>

Apply Now
Apply online now or contact a Financial Services Consultant at 1-800-226-6428.
The credit union makes loans without regard to race, color, religion, natural origin, sex, handicap or familial status.

Questions? Ask McClever.