¹APY = Annual Percentage Yield. Rates are subject to change without notice. Fees may reduce earnings.

 

²Minimum monthly direct deposit of $0.01 (one cent) required to earn rate. Accounts not meeting this requirement for the month will earn 0% APY for that statement cycle. Balances that exceed $250,000 will earn 0.15% APY.

 

³A Monthly service fee may be assessed if the daily balance falls below the minimum balance requirement at any time during the statement cycle. These account types have been discontinued, but will remain open for all members who held an account as of May 7, 2012.

 

⁴My Choice: High Yield Checking requires account activity including Online Statements and a combination of eight (8) electronic services per month (Bill Payments, ACH transactions and/or signature-based purchases/transactions. PIN transactions are not included), and a qualifying monthly Direct Deposit to your account. A qualifying direct deposit is an electronic credit of your salary, pension, Social Security, or other regular monthly credit of $500 or more. Balances over $499,999.99 will earn 0.25% APY.

¹APY = Annual Percentage Yield. Rates are subject to change without notice. Open with $5.00 or more.

 

¹APY = Annual Percentage Yield. Rates and terms are subject to change without notice. Penalties apply for early withdrawal. There is no 3-month term for IRAs. 

 

² APY = Annual Percentage Yield. Certificate of Deposit rate valid as of 10/29/2013. Rate shown requires a minimum deposit of $1,000 and a term of 15 months. Rate also requires a MHFCU S3 account with monthly recurring direct deposit. Direct deposit into the S3 account must be established within 60 days of account opening. If direct deposit is not established, interest earned will be adjusted to reflect a rate of 0.50% APY for the entire term. Maximum deposit amount: $250,000. Rate and term are subject to change without notice. Other rates and terms are available. Penalties apply for early withdrawal. Fees could reduce the earnings on the account. Rate shown valid only on the following deposits: (1) New money not currently on deposit with MHFCU (2) Funds that have been on deposit with MHFCU within the last 30 days only (3) Existing MHFCU certificates scheduled to mature on or before 12/31/2013. Also available for IRA certificates. Accounts require membership in the Credit Union which is subject to a $5.00 deposit.

 

¹APY = Annual Percentage Yield. Rates are variable and may change after the account is opened. Fees may reduce earnings. Please review the Personal Schedule of Fee for more details.