Deposit Rates
It's never too early to begin saving for the future. The earlier you start, the more time your money has to grow and the better off your finances will be in the long term. Whether it's a Savings Account, Share Certificate, IRA or a Money Market account, we can help you on the road to financial success.
Share Savings & Club Accounts
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APY = Annual Percentage Yield. Rates are subject to change without notice. Open with $5.00 or more.
Share Certificates & IRAs
Learn More: Share Certificates Learn More: IRAs
APY = Annual Percentage Yield. Rates and terms are subject to change without notice. Penalties apply for early withdrawal. There is no 3-month term for IRAs.
1APY = Annual Percentage Yield. Rate valid as of 10/17/2012. Rate shown requires a minimum deposit of $500 and a term of seven months. Maximum deposit amount: $50,000. Rate and term is subject to change without notice. Other rates and terms are available. Penalties apply for early withdrawal. Fees could reduce the earnings on the account. Rate shown valid only on the following deposits: (1) New money not currently on deposit with MHFCU (2) Funds that have been on deposit with MHFCU within the last 30 days only (3) Existing MHFCU certificates scheduled to mature on or before 11/16/2012.
2Rate requires the member have a MHFCU S3 Account with monthly recurring direct deposit.
Checking Accounts
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APY = Annual Percentage Yield. Rates are subject to change without notice. Fees may reduce earnings.
1Minimum monthly direct deposit of $0.01 (one cent) required to earn rate. Accounts not meeting this requirement for the month will earn 0% APY for that statement cycle. Balances that exceed $250,000 will earn 0.15% APY.
2A Monthly service fee may be assessed if the daily balance falls below the minimum balance requirement at any time during the statement cycle. These account types have been discontinued, but will remain open for all members who held an account as of May 7, 2012.
3My Choice: High Yield Checking requires account activity including Online Statements and a combination of eight (8) electronic services per month (Bill Payments, ACH transactions and/or signature-based purchases/transactions. PIN transactions are not included), and a qualifying monthly Direct Deposit to your account. A qualifying direct deposit is an electronic credit of your salary, pension, Social Security, or other regular monthly credit of $500 or more. Balances over $499,999.99 will earn 0.25% APY.
Money Market
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APY = Annual Percentage Yield. Rates are variable and may change after the account is opened. Fees may reduce earnings. Please review the Personal Schedule of Fee for more details.
Premium IRA: Standard
APY = Annual Percentage Yield. Rates and terms are subject to change without notice. Requires a minimum opening deposit of $25. The credit union is not a tax or legal advisor. Please consult with your own tax and legal advisors before taking any action that may have tax or legal consequences.