¹APY = Annual Percentage Yield. Rates are subject to change without notice. Fees may reduce earnings.

  

³A Monthly service fee may be assessed if the daily balance falls below the minimum balance requirement at any time during the statement cycle. These account types have been discontinued, but will remain open for all members who held an account as of May 7, 2012.

 

⁴My Choice: High Yield Checking requires account activity including Online Statements and a combination of eight (8) electronic services per month (Bill Payments, ACH transactions and/or signature-based purchases/transactions. PIN transactions are not included), and a qualifying monthly Direct Deposit to your account. A qualifying direct deposit is an electronic credit of your salary, pension, Social Security, or other regular monthly credit of $500 or more. Balances over $499,999.99 will earn 0.25% APY.

¹APY = Annual Percentage Yield. Rates are subject to change without notice. Open with $5.00 or more.

 

¹APY = Annual Percentage Yield. Rates and terms are subject to change without notice. Penalties apply for early withdrawal. There is no 3-month term for IRAs.

 

²APY = Annual Percentage Yield. Certificate of Deposit rate valid as of 2/10/14. Rates shown require a minimum deposit of $10,000 and a term of 11 or 23 months. Maximum deposit is $250,000. Rate and term are valid through 3/31/14 and are subject to change or withdrawal without notice. Other rates and terms are available. Fees apply for early withdrawal and could reduce earnings. Rate shown valid only on the following deposits: (1) New money not currently on deposit with MHFCU (2) Funds that have been on deposit with MHFCU within the last 30 days only (3) Existing MHFCU certificates scheduled to mature on or before 3/31/14. 11-month and 23-month term with a minimum deposit between $1,000 and $9,999 earn 0.35% APY and 0.60% APY, respectively. Rate requires an MHFCU S3 Checking account with monthly recurring direct deposit. Direct deposit into the S3 Checking account must be established within 60 days of account opening. If direct deposit is not established, interest earned will adjust to reflect a rate of 0.30% APY for the 11-month CD and 0.50% APY for the 23-month CD for the entire term. Accounts require credit union membership, which is subject to a $5 deposit.
 

¹APY = Annual Percentage Yield. Rates are variable and may change after the account is opened. Fees may reduce earnings. Please review the Personal Schedule of Fee for more details.