Prosper Rewards Pay My Loan ATM Locator

How it Works  |  Program Details  |  Complete the Form

Free up some cash this holiday season when you skip your auto loan, personal loan, personal line of credit, or Visa credit card payments.* It's easy! Complete the Skip-a-Pay form >>


How it Works

1. Pick the month(s) you
want to skip
  2. Pick the loan(s) you
want to skip 
  3. Complete and sign
the Skip-a-Pay form 



Program Details

  • Elect to skip your loan payments in:
    • December 2017
    • January 2018
    • December 2017 and January 2018
  • The fee for skipping one month is $35 per loan. The fee for skipping December and January is $75 per loan 
  • You may skip more than one loan type by paying additional Skip-a-Pay fees 
  • Pay the fee via your MHFCU Checking or Savings account, or by mailing a check to our East Windsor location. Simply indicate your preference on the form. 
  • Cosigners (if applicable) are required to sign the Skip-a-Pay form


Complete the Form

Complete your Skip-a-Pay request by:

  • Completing the online form
  • Downloading the PDF and
    • Bringing it to your nearest MHFCU location
    • Mailing it to:
      McGraw-Hill FCU
      ATTN: Lending
      120 Windsor Center Drive
      East Windsor, NJ 08520 

    *Offer allows you to skip loan payments scheduled in December 2017 and/or January 2018 only. Fee for skipping one month is $35 per loan; fee for skipping December and January is $75 per loan. You may skip more than one loan type listed above by paying additional Skip-a-Pay fees. Forms must be received or postmarked by November 22, 2017 if skipping December, or December and January. Forms must be received or postmarked by December 20, 2017 if skipping January only. All requests must be approved by the MHFCU lending department. Auto, personal, and personal line of credit loans must have been opened for a minimum of six (6) months in order to qualify; credit card must have been opened for at least one (1) year. By signing this document, you agree to amend the terms of your original agreement and to repay the entire unpaid balance and additional accrued interest. By signing this document, you also authorize McGraw-Hill FCU to withdraw the Skip-a-Pay fee as indicated on this form. Auto leases, first mortgages, fixed-rate home equities, home equity lines of credit, and student loans are not eligible for this program. To be eligible for this special offer, all credit union accounts must be in good standing with at least $5 in the Share Savings account, and all other loan and/or deposit accounts are current. Loans with a co-borrower require the co-borrower's signature. Other terms and restrictions may apply. Offer subject to change or termination at any time. Limit one Skip-a-Pay offer acceptance per 12-month period.

Questions? Ask McClever.

  • 1-800-226-6428 |
  • Routing Number: 226077943 |
  • NMLS# 407684
  • FDIC
  • Equal Housing Lender
  • Equal Opportunity Lender
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