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McGraw-Hill Federal Credit Union is home to Prosper Rewards, the unbeatable rewards program for our Visa® debit and credit cardholders.  It's another reason why banking at MHFCU is just better.


Access Your Prosper Rewards Account

Start keeping track of your Prosper Points or access bonus point offers by creating a Prosper Rewards account. 

Log in to your account | Register for Prosper Rewards


Start Earning Prosper Points

Simply use your card at the grocery stores, gas stations, and restaurants to start earning points. Maximize your earning potential by using your Visa debit or credit card for recurring purchases, like commuter expenses, subscription services, and utility bills. The more points you earn, the more reward choices you have!

Points Breakdown

+ Visa Debit: earn one point for every $2 spend (must be a signature transaction, not PIN)

+ Visa Platinum Rewards credit card: earn one point for every $1 spent

+ Visa Signature credit card: earn 1.25 points for every $1 spent


Redeem Points for Rewards You Really Want

The possibilities are endless! Redeem your points for:

  • Cash back
  • Travel and hotel accommodations, including flights, cruises, hotels, and vacation packages
  • Brand-name merchandise
  • Gift cards to your favorite retailers


Take Advantage of Special Offers

With ShopSPOT by CO-OP, you have access to bonus point opportunities, discounts, and special buys at 3,500 retailers and national brands, like Macy's Best Buy, and Staples. Log in to your Prosper Rewards account to view the latest online and in-store offers. 

How it Works

Earn double points at Food Stores and Wholesale Clubs

Earn Double Points on Commuting Purchases

Earn double Prosper Points™ on commuting purchases this January when you use any McGraw-Hill FCU Visa® credit card. Be sure to maximize your earnings by making it your go-to card for in-app purchases and recurring payments.

Commuting Purchases Include:

Earn double points at Food Stores and Wholesale Clubs

There's no need to activate this offer - you'll automatically earn double points when you use your card for qualifying purchases. 


*Earn double Prosper Points™ from January 1 to January 31, 2019 when you use your Visa Platinum Rewards or Visa Signature credit card for commuting purchases. Must be a signature transaction. No Prosper Points are earned for transactions using a Personal Identification Number (PIN). Debit card transactions are not eligible for Double Points. Points will be awarded by February 28, 2019. Points do not expire. MHFCU does not control how a business is classified or the merchant category in which it is included. If you believe that a qualifying purchase did not receive the Prosper Points bonus, please contact us by March 15, 2019, so we may review the transaction. Upon our review, if we believe there is an error, we will correct your account. Offer subject to change or termination without notice. Listed merchants are not participants in or sponsors of this promotion. Merchants are not liable for any actual or alleged claims related to this offer.

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