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The best just got better with our 14-month CD earning a market-leading 2.50% APY%*.
Plus, you can earn our best rate with an opening deposit of just $1,000. Unlike some of the other guys in the industry, we don't have relationship or huge minimum balance requirements to earn our best rates. That's why our CDs are just better. 


Why Our CDs are Just Better

  • Earn an industry-leading 2.50% APY* on all balances
  • No checking account, loan, or other relationship requirements
  • Available as an Individual Retirement Account (IRA)
  • Federally insured to at least $250,000 by the National Credit Union Association (NCUA)


Why Open a CD?

We're not talking about the collection of compact discs you have in your basement, we're talking about the kind that earns you money. A Certificate of Deposit, or CD, is a type of savings account that consistently pays you interest during a specified term. There's little concern about market volatility, because the rate is guaranteed throughout the life of the CD. Simply open your account and start saving. It's that simple!


*APY = Annual Percentage Yield. Rate is accurate as of 9/4/2018. Certificate requires a minimum deposit of $1,000; maximum deposit of $1,000,000. Funds must be new money that has not been on deposit with MHFCU for more than 30 calendar days. 14-month promo certificate renews to a non-promotional 12-month term and rate after the five (5) day grace period. Account requires credit union membership with at least $5 in the share savings account. Non-members may join the credit union with a $15 deposit - $5 goes into your savings account to establish membership, and the remaining $10 is a tax-deductible contribution (consult your tax advisor) to our non-profit organization, The VOICE Foundation. Other rates and terms available. Rate is subject to change without notice. Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the National Credit Union Administration (NCUA), a U.S. Government Agency.

Questions? Ask McClever.

  • 1-800-226-6428 |
  • Routing Number: 226077943 |
  • NMLS# 407684
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