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Just better CDs. Earn up to 2.40% APY with our 20-month CD.


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Saving should be simple. At MHFCU, we believe in the no-nonsense approach to saving—open your account and earn a market-leading rate. With a deposit of just $1,000, you can open our latest 20-Month CD and begin earning 2.40% APY.* That's why our CDs are just better. 


Why Our CDs are Just Better

  • Earn an industry-leading 2.40% APY* on all balances
    • Just a $1,000 minimum to open your account
  • No checking account, loan, or other relationship requirements
  • Available as an Individual Retirement Account (IRA)
  • Federally insured to at least $250,000 by the National Credit Union Association (NCUA)


Why Open a CD?

We're not talking about the collection of compact discs you have in your basement, we're talking about the kind that earns you money. A Certificate of Deposit, or CD, is a type of savings account that consistently pays you interest during a specified term. There's little concern about market volatility, because the rate is guaranteed throughout the life of the CD. Simply open your account and start saving. It's that simple!


The Competition Just Doesn't Compare



*APY = Annual Percentage Yield. Rate is accurate as of 5/1/2018. Certificate requires a minimum deposit of $1,000; maximum deposit of $1,000,000. Funds must be new money that has not been on deposit with MHFCU for more than 30 calendar days. 20-month promo certificate renews to a non-promotional 24-month term and rate after the five (5) day grace period. Account requires credit union membership with at least $5 in the share savings account. Non-members may join the credit union with a $15 deposit - $5 goes into your savings account to establish membership, and the remaining $10 is a tax-deductible contribution (consult your tax advisor) to our non-profit organization, The VOICE Foundation. Other rates and terms available. Rate is subject to change without notice. Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the National Credit Union Administration (NCUA), a U.S. Government Agency.
**Competitor annual percentage yields are taken from their respective websites , and are valid as of 05/01/2018 at 9:30 a.m. EST.  Rates are based on a balance of at least $1,000. Competitor rates are subject to change at any time. 

Questions? Ask McClever.

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