Prosper Rewards Pay My Loan ATM Locator


Unbeatable Rewards and Superior Benefits

At McGraw-Hill FCU, we don't think you should have to choose between annual fees, low rates, and rewards when selecting a credit card for your wallet. That's why we created the Visa Platinum®  Rewards credit card. You'll earn Prosper Points redeemable for travel, merchandise, and gift cards, rely on a low non-variable rate, and enjoy all the perks of your new credit card with no annual fees. 


Card and Security Highlights

Prosper Point per $1 spent     |     No Annual Fee     |     11.90 - 17.90% Non-Variable APR*

EMV Chip payment technology to protect cardholder data and prevent fraudulent transaction.    CardNav App Access enables you to set controls on how, when, and where your card is used.


The Visa Platinum® Rewards experience includes:

  • No annual fees
  • An unbeatable Prosper Rewards program featuring over 200 gift card options, world-class travel, and name-brand merchandise
  • An appealing non-variable rate as low as 11.90% APR*
  • Prestigious credit line up to $40,000
  • Earn the same low rate on purchases, balance transfers, and cash advances
  • Make retail or in-app purchases with Apple Pay
  • Access to Visa Special Offers


As a Visa Signature® cardholder, you're invited to shop and save with discounts at top retailers, from jewelry to apparel and electronics. For the most current offers, visit


Built-In Insurance Benefits

With the Visa Platinum® Rewards credit card, you have have immediate access to insurance benefits, including:

  • Auto Rental Collision Damage Waiver.**   This benefit eliminates the need for you to pay for the collision damage waiver or similar provision provided by rental car companies on most passenger vehicles.
  • Warranty Manager.** Cardholders receive a number of highly beneficial features for many retail purchases, including Warranty Registration and automatic Extended Warranty Protection when using a covered card to make a purchase.


 Call us at 1-800-226-6428       Apply Online       


*APR = Annual Percentage Rate
**Certain restrictions, limitations, and exclusions apply. Refer to the Guide To Benefits for full program terms and conditions to confirm specific coverage levels.
Credit card applications are subject to credit approval. Rate and credit limit vary based on creditworthiness. Loans are available to members in good standing. A member in good standing is defined as having at least $5 in the share savings, and all applicable share and/or loan accounts are current. Non-members may join the credit union via affiliation with one of our Select Employer Groups or a $15 deposit - $5 goes into your savings account to establish membership, and the remaining $10 is a tax-deductible contribution (consult your tax advisor) to our non-profit organization, The VOICE Foundation. Terms and conditions subject to change without notice. Other terms and conditions may apply.

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Questions? Ask McClever.

  • 1-800-226-6428 |
  • Routing Number: 226077943 |
  • NMLS# 407684
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