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Visa Signature credit card from McGraw-Hill FCU


Experience More Premier Rewards with Visa Signature®

The Visa Signature®  card from McGraw-Hill FCU give you instant access to dozens of premier benefits with a robust Prosper Rewards program that makes it even easier to earn and redeem points for travel, merchandise, and gift cards. Get instant access to premier benefits by applying for you Visa Signature® card today.


Card and Security Highlights

1.25 Prosper Points per $1 spent     |     No Annual Fee     |     11.90 - 16.90% Non-Variable APR*

EMV Chip payment technology to protect cardholder data and prevent fraudulent transaction.    CardNav App Access enables you to set controls on how, when, and where your card is used.



Click on the benefits below to learn more. 


Enjoy complimentary hotel and transportation discounts, including a best available rate guarantee, $25 USD food or beverage credit and more when you book through the Visa Signature Luxury Hotel Collection. For details on all travel benefits, go to

The Visa Signature Luxury Hotel Collection Includes:

  • Best available rate guarantee
  • Automatic room upgrade upon arrive, when available
  • Complimentary in-room Wi-Fi, when available
  • Complimentary continental breakfast daily
  • $25 USD food or beverage credit VIP Guest status
  • 3 p.m. checkout upon request, when available


Your complimentary Visa Signature® Concierge* service is available 24 hours a day to help you find tickets to sports and entertainment events or provide restaurant reservations — wherever your travels take you. Call your Visa Signature® Concierge** to:

  • Arrange ground transportation for your trip abroad
  • Get tickets to your favorite band or Broadway show
  • Make reservations at your favorite restaurant
  • Find tickets to big game


Indulge your epicurean passions with everything gourmet at dining and wine events and complimentary wine tastings

  • Experience unforgettable Sonoma County winery events
  • Enjoy year-round complimentary wine tastings and discounts at select Sonoma County wineries***
  • Indulge your passion for wine and chat with award-winning winemakers
  • Enjoy savings on wine, reserve tastings and on-site winery benefits when you use your Visa Signature® card


Treat yourself to once-in-a-lifetime sport packages.

  • Get access to once-in-a-lifetime events like the Pro Bowl
  • Find tickets to high-profile games
  • Get complimentary Visa Signature® Concierge** assistance reserving a golf tee time.


As a Visa Signature® cardholder, you're invited to shop and save with discounts at top retailers, from jewelry to apparel and electronics. For the most current offers, visit



We've Got You Covered

No matter where your Visa Signature® card takes you, you're covered by an expansive offering of insurance benefits, including:

  • Auto Rental Collision Damage Waiver1
  • Emergency Card Replacement
  • Emergency Cash Disbursement
  • Lost Luggage Reimbursement1
  • Roadside Dispatch1
  • Travel & Emergency Assistance Services1
  • Trip Cancelation/Trip Interruption1
  • Trip Delay1
  • Warranty Manager1

View a full description of your Visa Signature® insurance benefits here >>


 Call us at 1-800-226-6428       Apply Online       


*APR = Annual Percentage Rate

**McGraw-Hill FCU Visa Signature® cardholders are responsible for the payment of any and all charges associated with any goods, services, reservations or bookings purchased or arranged by the Visa Signature Concierge on cardholders’ behalf. Any such purchases or arrangements are solely between the cardholder and the respective merchant, and Visa is not a party to the transaction. All goods and services subject to availability. See full terms of service at

***Certain restrictions and limitations apply. Benefits vary at select Sonoma County wineries and are subject to change at any time. Go to for full details.

Certain restrictions, limitations, and exclusions apply. Refer to the Guide To Benefits for full program terms and conditions to confirm specific coverage levels.

Credit card applications are subject to credit approval. Rate and credit limit vary based on creditworthiness. Loans are available to members in good standing. A member in good standing is defined as having at least $5 in the share savings, and all applicable share and/or loan accounts are current. Non-members may join the credit union via affiliation with one of our Select Employer Groups or a $15 deposit - $5 goes into your savings account to establish membership, and the remaining $10 is a tax-deductible contribution (consult your tax advisor) to our non-profit organization, The VOICE Foundation. Terms and conditions subject to change without notice. Other terms and conditions may apply.

View pricing and terms >>

Questions? Ask McClever.

  • 1-800-226-6428 |
  • Routing Number: 226077943 |
  • NMLS# 407684
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