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At McGraw-Hill FCU, you’ll find an expansive offering of mortgage and refinance solutions with the neighborly advice and personal guidance you deserve. We offer:

Non-Variable and adjustable-rate mortgage options* Highly-competitive rates CO-OP Financing with down payments as low as 5%**
Faster turnaround and lower closing cost options than area competitors - close in as few as 60 days

Jumbo mortgages up to $3 million

A full menu of mortgage options and an empowered team committed to meeting your needs
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Today's Rates

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Non-Variable Rate Mortgages
  • Non-variable rate options from 10 to 30 years
  • No-point options
  • Loans offered on Primary and Secondary residences1 (single-Family, Co-Ops, Condos, and Townhouses)
Ideal if:
  • You want the security and peace of mind of a non-variable rate that won't change for 10 to 30 years.
  • You want your monthly principal and interest payments to remain the same for the life of the loan.
  • You plan on keeping your mortgage for an extended period of time.


Adjustable-Rate Mortgages
  • Interest rates typically lower than non-variable rate mortgages
  • Rate remains the same for an initial period, then adjusts each year for the remainder of the term
  • Take up to 30-years to repay
Ideal if:
  • You don't plan on staying in your home for more than 1-5 years.
  • You would prefer a lower rate and monthly payments in the next 1-5 years and accept that your rate will vary after that period.
  • You want to build more equity in the next 1-5 years by making additional principal payments using the money you could save from having a lower interest rate.


*Loans are available to Credit Union members in good standing with at least $5 in the share savings account.. Other terms and conditions may apply. Non-members may join the credit union with a $15 deposit - $5 goes into your savings account to establish membership, and the remaining $10 is a tax-deductible contribution (consult your tax advisor) to our non-profit organization, The VOICE Foundation. 
**Some restrictions may apply. Programs are subject to change without notice. Other terms and conditions may apply. All borrowers are subject to credit approval.
1Primary or Secondary residences must be owner-occupied or a vacation home, not an investment property.
The credit union makes loans without regard to race, color, religion, natural origin, sex, handicap or familial status.

Questions? Ask McClever.

  • 1-800-226-6428 |
  • Routing Number: 226077943 |
  • NMLS# 407684
  • FDIC
  • Equal Housing Lender
  • Equal Opportunity Lender
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